Holiday Loan in Kolkata

Holiday Loan In Kolkata from Loan Granted helps you in easily planning a vacation by disbursing the loan amount instantly. Earlier, people used to keep aside a part of their monthly savings and plan yearly trips with their family. But today's generation, they prefer quick and live in the moment life and they do not want to put aside their travel plans just because of unavailable cash at the moment. In such shortcomings, a holiday loan from Loan Granted can solve your problems, by helping you to plan an exotic vacation anywhere around the world with your loved ones. You will have enough cash in your hands to manage your ticket bookings, eat great food, get awesome accommodation, and more.

Holiday trips usually work like therapy ending up with lots of wonderful and long-lasting memories. You will have an opportunity to explore new places, meet new people, and refresh your mind for a positive outlook, thereby ready to accept daily challenges and obviously a short break from the regular tedious life. Hence, fiscal issues should not be the limiting factor while finalizing your vacation plans. Work hard and party harder.

Holiday Loan In Kolkata: Features and Benefits

Loan Granted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI). Loan Granted offers customized personal loan up to INR 2,00,000 to help you take a break from routine and seek new adventures, without thinking much about the monetary shortage. So, plan your holiday with extra funds in your hand to visit the beautiful places on your bucket list. The loan is processed with certain eligibility criteria and with the submission of necessary documents. A holiday loan from Loan Granted is a personal loan with the below-mentioned features and benefits:

Features:

• Complete online process - The registration activity is a one-time process. You can fill the online application form along with updating your personal and financial details and uploading some mandatory documents.
• Quick verification - The loan application is quickly processed and the loan eligibility of the applicant is promptly determined.
• No collateral - Holiday loans are collateral free. As the applicant is not required to submit his assets as a security for the loan, he/she is even free from the risk in case of non-payment.
• Minimum Documentation - Loan Granted prefers to go paperless and takes only the basic documents to approve your travel loan.
• Speedy disbursal of funds - Once the holiday loan gets approved, the amount gets disbursed into the applicant's account instantly.
• Quick Loan - Loan Granted provides a holiday loan from INR 500 to INR 2,00,000 to salaried employees instantly after getting approval from our team.

Holiday Loan In Kolkata: Eligibility

Sometimes, a holiday plan may not go as scheduled due to budget constraints. Well, there is a smarter approach to tackle such constraints through a holiday loan which provides flexibility over interest and that can be paid back over a fixed period of time. A holiday loan can be utilized to pay for expenses which include travel, gifts, food, and groceries.

Estimate your holiday loan amount by researching your destination, preparing a trip budget, checking the availability of the existing funds, and if short of funds then apply for a holiday loan. The complete process at Loan Granted is carried out online thereby eliminating the need for paperwork and finally disbursing the holiday loan into your account at the earliest. Holiday loan for salaried professionals helps them to pull off their immediate money-related issues with ease. Listed below are the eligibility criteria that is required to get holiday loan approval online.

• Must be of Indian nationality
• Should be a salaried individual
• Minimum eligible age is 21 years
• Income should be at least INR 8,000

To get a loan, you must have a good CIBIL score. Your creditworthiness is defined with the score you have achieved. CIBIL score is a snapshot of your credit health and history, and your promptness in repaying debts on time. Loan Granted shall check the individual's eligibility for a holiday loan through the CIBIL report, as the score plays a significant role while assessing your eligibility. A higher credit score builds higher chances of loan approval. However, a very low CIBIL score will diminish your eligibility to get a holiday loan.