Loangranted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI)*

Instant Loan in Shimla from Loan Granted helps you handle any financial emergencies easily. Unlike the traditional lending process, the new age era lending is refined, quick, hassle-free, paperless and quite simple. We believe in new-age technologies & formulas and have incorporated the same methodologies to reduce your worries when you are running short of immediate cash. Hence, instant loans are your saviour when it comes to dealing with monetary funds for urgent financial needs like finance for a holiday, quick funds to take care of last-minute wedding expenses, purchase of a large asset, vehicle or home repairs, unplanned event, medical emergency or just cash to buy a gadget.

The need for instant loans is increasing rapidly. Instant loans provide you with the financial boost during your short-term requirements, thereby fulfilling your fiscal obligations without compromising on the tiny pleasures of life. Be it any cash emergency, an instant loan is a great fit for all your monetary needs.

Instant Loan In Shimla: Features and Benefits

Loan Granted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI). It offers Shimla's quickest online instant loans with disbursal in just 1 day and a loan up to INR 2,00,000 by not compromising on any guarantees. The loan is further processed with certain eligibility criteria and the submission of mandatory documents. Loan Granted is offering instant loans with the below-mentioned appealing features and benefits:

  • Complete online process - The registration process is a one-time activity. An online application form is provided to the applicant to fill in his details along with the submission of some necessary documents.
  • Quick verification - The loan application is quickly processed and the loan eligibility of the applicant is promptly determined.
  • No collateral - Instant loans at Loan Granted are collateral free. As the applicant is not required to submit his assets as a security for the loan, they are free from risk in case of non-payment.
  • Predictable monthly payments - It's easy to plan the loan budget because of our flexible repayment options.
  • Speedy disbursal of funds - Once your loan gets approved, the funds are disbursed into the applicant's account instantly, with less turnaround time.
  • Options for all credit ratings - Loan Granted offers executive education loans to applicants even if they have low credit score.

Instant Loan In Shimla: Eligibility

At times, every person might go through the situation of funds shortage and at such times Loan Granted understands your emergency and provides a solution with instant loans at your service. The complete process is carried out online, thereby eliminating the need for a lot of paperwork and your funds are disbursed into your account at the earliest. Instant loan for salaried professionals helps them to pull off their immediate money-related issues with ease. Listed below are the eligibility criteria that are required to get instant loan approval online.

  • Must be of Indian nationality
  • Should be a salaried individual
  • Minimum eligible age is 21 years
  • Income should be at least INR 8,000

Your creditworthiness is defined with the CIBIL score you have achieved. CIBIL score is a snapshot of your credit health and history, and your promptness in repaying the debts on time. Loan Granted will check the individual's eligibility for an instant loan through the CIBIL report, as the score plays a significant role while passing your eligibility test. A higher credit score builds higher chances of loan credibility. However, a very low CIBIL score will diminish your eligibility to get an instant loan.

Documents Required to Apply for an Instant Loan in Shimla

Listed below are the documents required to get instant loan approved online at Loan Granted:

  • Identity proof like Aadhaar card/Driving Licence/Passport/Voter's Id
  • Address proof like Electricity Bill/Telephone Bill/Gas Bill/Rental Agreement/Passport/Ration Card
  • PAN card
  • Income proof such as Bank Statement & Payslips of past 3 months
  • Passport size photographs

Loan Amount

Avail instant loans from INR 500 to INR 2,00,000 with Loan Granted.

Loan Tenure

The tenure of an instant loan at loan Granted is up to 3 years.

How to Apply for an Instant Loan in Shimla at Loan Granted?

Below are the procedural steps to get an instant loan in a day:

  • Login to the Loan Granted website and click on apply now; you will be redirected to the online loan application form page.
  • Fill in your personal, employment, and income details.
  • Submit the loan application form along with the mandatory documents.
  • Once your instant loan is approved, the funds will be transferred to your account within 24 hours.

Time plays an important role in today's scenario as everyone seeks to deliver and acquire things in a short span of time. Hence, considering the time-saving point, instant loans come to the rescue for those who are looking to solve their incalculable expenses, as emergencies never announce itself in advance. Because of these reasons, instant loans are been applied by many individuals. As Loan Granted respects your time and values your problems, we will quickly approve and disburse your instant loan.

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FAQs


You can quickly apply for a instant loan with Loan Granted using our simple online application form.
The mandatory documents required to apply for a instant loan with Loan Granted are:
  1. Identity proof
  2. PAN card
  3. Address proof
  4. Bank statements for the last 3 months
  5. Salary slips for the last 3 months
  6. Photo
No! Loan Granted instant loan can be availed by only salaried individuals with a minimum salary of INR 8,000.
To be eligible for our instant loan, you must be an Indian citizen with a minimum of 21 years of age.
Loan Granted instant loan is approved almost instantly.
You can borrow as low as INR 500 and up to INR 2,00,000 with Loan Granted.
The loan tenure is up to 3 Years (Open-ended)
No, this is an unsecured loan. You don't need to provide any security, guarantors, or collateral.
Yes, you can prepay your loan. Loan Granted doesn't levy any prepayment fee.
A instant loan from Loan Granted can be utilized for any of your needs. There are no restrictions on usage!
Net Banking Verification is a revolutionary process used by banks, lenders and other financial institutions to verify the financial status of a potential customer. While applying for an online instant loan with Loan Granted, you can choose the EBV option instead of 'Upload Your Documents' option to get instant loan approval.
Your instant loan application with Loan Granted will be rejected if your profile doesn't meet our eligibility requirements.
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