Loangranted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI)*

Small Loan in Srinagar from Loan Granted helps you to manage your financial crunches. Though they are definitely not huge deficits but are slight shortcomings that might not let you make your ends meet. Small loans from Loan Granted are unsecured loans which are acquired by salaried individuals to meet their various requirements at the need of the hour. If you have an emergency financial situation, small loans can prove to be resourceful and effective.

A slight financial push is required during obligations such as debts, credit card bills payment, house repairs, car repairs, medical bills and, festival expenses, etc. Hence, Loan Granted is your go-to option for a small loan, as they fill the void with the financial solutions they provide in case of monetary shortage.

Small Loan In Srinagar: Features and Benefits

Loan Granted is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI), offering Srinagar’s quickest online small loans that can be disbursed within 24 hours and a loan provision up to INR 2,00,000 by not compromising on any guarantees. The process is quick, simple and hassle-free; with eligibility criteria considered as the priority factor along with the submission of some basic documents. Loan Granted is providing customized personal loan as small loans, making it much more engaging with the benefits mentioned below:

  • Instant cash 24*7 - As and when the need arises for unexpected financial requirements, Loan Granted offers small loan 24*7.
  • Ease of prepayment - Borrowers are provided with an option to do the loan prepayments if they have excess cash, thereby helping the loan repayment easier.
  • Unlimited withdrawal - Immediate cash can be obtained after pre-payment of your earlier borrowed amount. Hence, you don’t need to waste your time applying for fresh loan applications.
  • No collateral - Small loans are collateral-free. As the borrower is not required to submit his assets as security for the loan, they are free from risk in case of non-payment.
  • Complete digital process - An online application form is available to the borrower on our website where they download and fill in the required details along with the submission of some basic documents.
  • Quick disbursal of funds - The cash is paid to the borrower’s account, once the small loan gets approved with less turnaround time.
  • Transparent process - The entire loan process is very transparent. There are no hidden and pre-payment charges to avail the small loans at Loan Granted.

Small Loan In Srinagar: Eligibility

It is not that tough planning a monthly budget. But, sometimes due to alarming needs, the need for monetary funds does raise, where the amount that is saved seems deficit. Well, Loan Granted offers reliable solutions in the form of small loans to salaried professionals which can be your saviour and help you ease with your money worries.

You can apply for a small loan through an online process which eliminates the need for both paperwork and the middle-man; depositing the small loan into your account at the earliest. Small loan for salaried professionals helps them to relieve themselves from immediate money-related issues with ease. Listed below are the eligibility criteria that are required to get a small loan approval online.

  • Must be of Indian nationality
  • Should be a salaried individual
  • Net income should be at least INR 8,000
  • Minimal eligible age is 21 years

Your creditworthiness is defined with the CIBIL score you have acquired. The credit score reflects how well or how poorly you have dealt with loans or credit cards in the past. Loan Granted shall verify the individual’s eligibility for a small loan through the CIBIL report. A credit score is a 3-digit number that ranges from 300 to 900. If you have been paying your credit card bills and loan amount on time, then your credit score will increase gradually thus making you a trustworthy borrower. A higher credit score builds higher chances of loan credibility.

Documents Required to Apply for a Small Loan In Srinagar

Listed below are the necessary documents required to get a small loan approved online at Loan Granted:

  • Address proof like Rental Agreement/Passport/Ration Card/ Electricity Bill/Telephone Bill/Gas Bill
  • Identity proof like Passport/Driving Licence/Voter’s Id/Aadhaar card
  • Income proof like Bank Statement & Payslips of past 3 months
  • Passport size photographs
  • PAN card

Loan Amount

Avail small loans from INR 500 to INR 2,00,000 with Loan Granted.

Loan Tenure

The tenure of a small loan at loan Granted is up to 3 years.

How to Apply for a Small Loan in Srinagar at Loan Granted?

Below is the step-by-step procedure to get a small loan in a day:

  • Go to the Loan Granted website (www.loangranted.com) and register as a new user, by clicking on ‘Apply Now’.
  • You will be redirected to the online loan application form page.
  • Then, fill in your personal, employment and, income details.
  • ‘Submit’ the loan application form along with some basic documents as requested.
  • Once your loan is approved, you will receive a confirmation to the mail id provided or to your contact number in the form of an SMS. The funds will be transferred to your bank account within 24 hours.

    Some dreams just remain as dreams as it might take additional time to fulfil them either because of time or money constraints. Time cannot buy anything, but money can buy, and if there is a shortage with money, then it can be replaced through loans offered by Loan Granted. All your small wishes can be fulfilled by the small loan offered by us. Your dreams can never be dreams as we convert them into reality.

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FAQs


You can quickly apply for a small loan with Loan Granted using our simple online application form.
The mandatory documents required to apply for a small loan with Loan Granted are:
  1. Identity proof
  2. PAN card
  3. Address proof
  4. Bank statements for the last 3 months
  5. Salary slips for the last 3 months
  6. Photo
No! Loan Granted small loan can be availed by only salaried individuals with a minimum salary of INR 8,000.
To be eligible for our small loan, you must be an Indian citizen with a minimum of 21 years of age.
Loan Granted small loan is approved almost instantly.
You can borrow as low as INR 500 and up to INR 2,00,000 with Loan Granted.
The loan tenure is up to 3 Years (Open-ended)
No, this is an unsecured loan. You don't need to provide any security, guarantors, or collateral.
Yes, you can prepay your loan. Loan Granted doesn't levy any prepayment fee.
A small loan from Loan Granted can be utilized for any of your needs. There are no restrictions on usage!
Net Banking Verification is a revolutionary process used by banks, lenders and other financial institutions to verify the financial status of a potential customer. While applying for an online small loan with Loan Granted, you can choose the EBV option instead of 'Upload Your Documents' option to get small loan approval.
Your small loan application with Loan Granted will be rejected if your profile doesn't meet our eligibility requirements.
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